This is a great article on how some strong authentication techniques can actually make it easier for cybercriminals to rip you off if they are able to get an in-line proxy between you and your financial institution (aka man-in-the-middle attack)
http://www.darkreading.com/document.asp?doc_id=131191
Editor’s Note (Valle): Ever since I saw a company named TriCipher at a local ISSA meeting use a man-in-the-middle attack against a Charles Schwab account that was using two-factor authentication I have been wary of financial institution’s “secure” solutions.
